diff --git a/src/views/AccountView/AccountView.vue b/src/views/AccountView/AccountView.vue
index 845a3b2..9e18ff4 100644
--- a/src/views/AccountView/AccountView.vue
+++ b/src/views/AccountView/AccountView.vue
@@ -141,6 +141,34 @@
           </template>
         </t-table>
         <div class="table-footer" v-if="simTotal"><t-pagination v-model:current="simPageNum" :total="simTotal" :page-size="10" @current-change="loadSim" /></div>
+        <div
+          v-if="pendingSimOrder && isPendingSimOrderActionable"
+          class="pending-sim-order"
+        >
+          <div>
+            <strong>待支付通信卡充值</strong>
+            <small>
+              {{ cardLabel(pendingSimOrder.simCardId) }}
+              · {{ pendingSimOrder.amountGb != null ? `${pendingSimOrder.amountGb} GB` : '--' }}
+              · {{ moneyFromFen(pendingSimOrder.totalFeeFen) }}
+              · {{ payStatusName(pendingSimOrder.paymentStatus) }}
+            </small>
+          </div>
+          <div class="account-card-actions" style="margin-top:0">
+            <t-button
+              variant="text"
+              theme="primary"
+              :loading="payingPendingSim"
+              @click="payPendingSimOrder"
+            >去支付</t-button>
+            <t-button
+              variant="text"
+              theme="danger"
+              :loading="cancellingPendingSim"
+              @click="cancelPendingSimOrder"
+            >取消</t-button>
+          </div>
+        </div>
         <div class="account-subsection-title"><h3>通信卡充值记录</h3><span>共 {{ simRechargeTotal }} 条</span></div>
         <t-table row-key="id" :data="simRechargeLogs" :columns="simRechargeColumns" empty="暂无通信卡充值记录">
           <template #simCardId="{ row }">{{ cardLabel(row.simCardId) }}</template>
@@ -298,6 +326,9 @@ const simRechargeOpen = ref(false)
 const simRechargeCard = ref(null)
 const selectedSimPackageId = ref(0)
 const simRecharging = ref(false)
+const pendingSimOrder = ref(null)
+const payingPendingSim = ref(false)
+const cancellingPendingSim = ref(false)
 const editOpen = ref(false); const saving = ref(false); const editForm = ref({ name: '', email: '' })
 
 const orderColumns = [
@@ -366,6 +397,10 @@ const profileInitial = computed(() => profileName.value === '--' ? '-' : profile
 const invoiceOrderOptions = computed(() => [{ label: '请选择已支付订单', value: 0 }, ...invoiceOrders.value.map((order) => ({ label: `${order.id} · ${money(order.totalPrice)}`, value: order.id }))])
 const activeSimCount = computed(() => simCards.value.filter((card) => simStatus(card).cls === 'normal').length)
 const warnSimCount = computed(() => simTotal.value - activeSimCount.value)
+const isPendingSimOrderActionable = computed(() => {
+  const status = pendingSimOrder.value?.paymentStatus
+  return status === 'unpaid' || status === 'processing'
+})
 
 function applyPage(targetRef, page) {
   const records = page?.records || []
@@ -511,6 +546,64 @@ function openSimRecharge(card) {
   selectedSimPackageId.value = simPackages.value[0]?.id || 0
   simRechargeOpen.value = true
 }
+function mapPendingSimOrder(order) {
+  if (!order?.id) return null
+  return {
+    id: order.id,
+    simCardId: order.simCardId,
+    amountGb: order.amountGb,
+    totalFeeFen: order.totalFeeFen ?? order.totalPriceFen ?? null,
+    paymentStatus: order.paymentStatus || order.payStatus || 'unpaid'
+  }
+}
+function clearPendingSimOrderIfSettled(status) {
+  if (status === 'paid' || status === 'cancelled' || status === 'closed') {
+    pendingSimOrder.value = null
+  }
+}
+async function refreshPendingSimOrder(orderId) {
+  if (!orderId) return
+  try {
+    const order = await request.get(urls.SIM_RECHARGE_ORDER(orderId))
+    const mapped = mapPendingSimOrder(order)
+    pendingSimOrder.value = mapped
+    clearPendingSimOrderIfSettled(mapped?.paymentStatus)
+  } catch {
+    // keep local pending if refresh fails
+  }
+}
+async function payPendingSimOrder() {
+  if (!pendingSimOrder.value?.id || !isPendingSimOrderActionable.value) return
+  payingPendingSim.value = true
+  try {
+    const payment = await createPayment('sim_recharge_order', pendingSimOrder.value.id)
+    ui.toast(describePayment(payment))
+    await refreshPendingSimOrder(pendingSimOrder.value.id)
+    await loadSim()
+  } catch (error) {
+    ui.toast(error.message || '发起支付失败')
+    await refreshPendingSimOrder(pendingSimOrder.value?.id)
+  } finally {
+    payingPendingSim.value = false
+  }
+}
+async function cancelPendingSimOrder() {
+  if (!pendingSimOrder.value?.id || !isPendingSimOrderActionable.value) return
+  const ok = await ui.confirm('取消该通信卡充值订单？', '仅待支付/支付中订单可取消。', ['订单将关闭', '可重新选择套餐充值'])
+  if (!ok) return
+  cancellingPendingSim.value = true
+  try {
+    await request.delete(urls.SIM_RECHARGE_ORDER(pendingSimOrder.value.id))
+    pendingSimOrder.value = null
+    ui.toast('充值订单已取消')
+    await loadSim()
+  } catch (error) {
+    ui.toast(error.message || '取消失败')
+    await refreshPendingSimOrder(pendingSimOrder.value?.id)
+  } finally {
+    cancellingPendingSim.value = false
+  }
+}
 async function submitSimRecharge() {
   if (!simRechargeCard.value?.id) return
   if (!selectedSimPackageId.value) {
@@ -525,12 +618,19 @@ async function submitSimRecharge() {
       { packageId: Number(selectedSimPackageId.value) }
     )
     orderCreated = true
+    pendingSimOrder.value = mapPendingSimOrder(order)
     const payment = await createPayment('sim_recharge_order', order.id)
     ui.toast(describePayment(payment))
     simRechargeOpen.value = false
+    await refreshPendingSimOrder(order.id)
     await loadSim()
   } catch (error) {
-    ui.toast(error.message || '充值下单失败')
+    const message = error.message || '充值下单失败'
+    if (!orderCreated && /pending|未结|待支付|已有/.test(message) && pendingSimOrder.value?.simCardId === simRechargeCard.value?.id) {
+      ui.toast(`${message}；可先完成或取消上方待支付订单`)
+    } else {
+      ui.toast(message)
+    }
     if (orderCreated) {
       simRechargeOpen.value = false
       await loadSim()
@@ -611,6 +711,28 @@ onMounted(load)
   display: block;
   margin-bottom: 12px;
 }
+.pending-sim-order {
+  margin: 12px 0 4px;
+  padding: 12px 14px;
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 12px;
+  border: 1px solid #f0d7a8;
+  border-radius: 5px;
+  background: #fff8ea;
+}
+.pending-sim-order strong {
+  display: block;
+  color: #8a5a12;
+  font-size: 12px;
+}
+.pending-sim-order small {
+  display: block;
+  margin-top: 4px;
+  color: #95631d;
+  font-size: 11px;
+}
 .traffic-order-summary :deep(.t-select) {
   margin: 10px 0 14px;
 }